Home Equity Loans & Lines of Credit
Get Cash When you need it
When you need extra money at a low rate, a home equity loan or line of credit might be the solution.
Home Equity Line of Credit (HELOC)
A revolving line of credit you can draw on as needed
Low, interest-only payments during the 10-year draw period
Only pay interest on the money you use
Home Equity Loans
A lump sum of cash
Terms from 5 to 20 years with a fixed interest rate
Fixed monthly payments
Types of Home Equity Loans
Ready to Find Your Perfect Loan?
Whether you're buying your first home or refinancing, I'm here to help you move forward confidently.
Monica Ochoa- Mortgage Loan Officer | NMLS# 2142400 Equity Smart Home Loans, Inc NMLS# 856170
© 2001-2026 Equity Smart Home Loans. All Rights Reserved. CA NMLS #856170 | Licensed in Alabama, Arizona, California, Colorado, Florida, Idaho, Minnesota, New Mexico, Oregon, Tennessee, Texas, & Washington. Loans made or arranged pursuant to a California Financing Law license. Equity Smart Home Loans is an Equal Housing Opportunity brokerage. All information deemed reliable but not guaranteed. Subject to change without notice. This content is provided for informational purposes only and is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. NMLS Consumer Access
