What can I use a home equity line of credit for?

A HELOC can be used for many different purposes such as:

Home Improvement, Debt Consolidation, Education, Business Funding, Retirement...

white wooden cabinet near window

Home Equity Loans & Lines of Credit

Get Cash When you need it

When you need extra money at a low rate, a home equity loan or line of credit might be the solution.

white and red wooden house beside grey framed magnifying glass
white and red wooden house beside grey framed magnifying glass
Home Equity Line of Credit (HELOC)
  • A revolving line of credit you can draw on as needed

  • Low, interest-only payments during the 10-year draw period

  • Only pay interest on the money you use

Home Equity Loans (HELOAN)
  • A lump sum of cash

  • Terms from 5 to 20 years with a fixed interest rate

  • Fixed monthly payments

A person holding a small house and some money
A person holding a small house and some money
a house and stacks of coins on a table
a house and stacks of coins on a table

Types of Home Equity Loans

Apply in 5 minutes, receive funding in 5 days

Checking your rate will not affect your credit score

Please allow 24 hours for us to process your information.

Once the Information is reviewed, if approved, funding could take as little as 5 days.

Ready to Find Your Perfect Loan?

Whether you're buying your first home or refinancing, I'm here to help you move forward confidently.

Monica Ochoa- Mortgage Loan Officer | NMLS# 2142400 Equity Smart Home Loans, Inc NMLS# 856170

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