Commercial Real Estate Financing

Tailored Financing Solutions for Every Stage of Growth.

Acquisition Loans

Secure funding to purchase commercial properties.


Bridge Loans

Quick, flexible financing to seize time-sensitive opportunities..

gray concrete wall inside building
gray concrete wall inside building
white and black abstract painting
white and black abstract painting
worm's-eye view photography of concrete building
worm's-eye view photography of concrete building
Construction & Development Loans

Fund ground-up builds or major renovations with confidence

Conventional Loans

Long-term, low-rate financing backed by traditional institutions for stabilized properties.

Fix & Flips Loans

Capital for short-term renovation projects with quick turnarounds and resale in mind.

white concrete building during daytime
white concrete building during daytime
white concrete building during daytime
white concrete building during daytime
Hard Money Loans

Asset-based loans for fast closings and properties that don’t qualify for traditional lending.

Refinancing

Reduce costs or pull out equity with smart refinancing strategies.

SBA & Owner-Occupied Financing

Customized for business owners looking to buy their own space.

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Ready to get started?

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Monica Ochoa- Mortgage Loan Officer | NMLS# 2142400 Equity Smart Home Loans, Inc NMLS# 856170

© 2001-2026 Equity Smart Home Loans. All Rights Reserved. CA NMLS #856170 | Licensed in Alabama, Arizona, California, Colorado, Florida, Idaho, Minnesota, New Mexico, Oregon, Tennessee, Texas, & Washington. Loans made or arranged pursuant to a California Financing Law license. Equity Smart Home Loans is an Equal Housing Opportunity brokerage. All information deemed reliable but not guaranteed. Subject to change without notice. This content is provided for informational purposes only and is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. NMLS Consumer Access